Laura Brandao is the chief operations officer of American Financial Resources, Inc. Established in 1997 and based in Parsippany, NJ, AFR has evolved adding both B2B and B2C residential mortgage divisions. The company serves thousands of mortgage brokers, bankers, lenders, homeowners, home buyers, realtors and contractors nationwide, with its residential financing needs. Laura’s vision of bringing families home has become the foundation for the culture at AFR. Named one of the 50 Elite Women in the mortgage industry in 2014, with more than two decades of experience in building strong retail, wholesale and correspondent operations teams, Laura has consistently taken new divisions from a start up to a leader in the industry. She joined AFR in 2007 as the mortgage industry was imploding and created a dynamic and dedicated operations team that would become the fourth largest FHA wholesale lender in the country. In 2009, she became a partner in the company.